Identification Of Revenue In Banking In The City Of Medan

Authors

  • Aulia Universitas Pembangunan Panca Budi

DOI:

https://doi.org/10.61306/ijmea.v1i2.31

Keywords:

Revenue Identification

Abstract

This research aims to explore and identify the various sources and mechanisms contributing to revenue generation in the banking sector within the City of Medan. The study delves into the intricate details of revenue streams, assessing the diverse sources, instruments, and strategies employed by banks to generate income.

Utilizing a mixed-methods approach, the research incorporates both quantitative data analysis and qualitative insights from key stakeholders within the banking industry. The quantitative aspect involves the analysis of financial statements, income reports, and performance indicators, providing a comprehensive overview of revenue trends. Key focal points of the research include the identification of interest income, fee-based income, and other ancillary sources contributing to the overall revenue of banks in Medan. The qualitative component involves interviews and discussions with banking executives and regulators to gather nuanced insights into the strategies employed for revenue diversification and sustainability. Preliminary findings indicate a diverse landscape of revenue sources, including traditional banking activities, innovative financial products, and digital services. The research contributes to the understanding of the dynamics of revenue identification in the banking sector, providing valuable insights for financial institutions, policymakers, and industry analysts.

References

Saunders, M., Lewis, P., & Thornhill, A. (2016). Research Methods for Business Students. Pearson.

Berger, A. N., & Mester, L. J. (2003). Explaining the Dramatic Changes in Performance of US Banks: Technological Change, Deregulation, and Dynamic Changes in Competition. Journal of Financial Intermediation, 12(1), 57–95.

Brealey, R. A., Myers, S. C., & Allen, F. (2017). Principles of Corporate Finance. McGraw-Hill Education.

Cornett, M. M., Adair, T. A., & Nofsinger, J. (2019). Finance: Applications and Theory. McGraw-Hill Education.

Santomero, A. M., & Babbel, D. F. (1997). Risk Management by Insurers: An Analysis of the Process. Journal of Risk and Insurance, 64(2), 231–270.

Leni Marlina, Sri Wahyuni, & Indri Sulistianingsih. (2023). The Information System for Promotion of Products for Micro, Small, and Medium Enterprises in Hinai Village is Website-Based With a Membership Method. International Journal Of Computer Sciences and Mathematics Engineering, 2(2), 141–151. https://doi.org/10.61306/ijecom.v2i2.35

Marastuti, A., Subandi, M. A., Retnowati, S., Marchira, C. R., Yuen, C. M., Good, B. J., & Good, M.-J. D. (2020). Development and Evaluation of a Mental Health Training Program for Community Health Workers in Indonesia. Community Mental Health Journal, 56(7), 1248–1254. https://doi.org/10.1007/s10597-020-00579-7

Sri Wahyuni, Ahmad Akbar, Abdul Khaliq, & Aulia Akbar. (2023). WEB-BASED APPLICATION FOR SEA PRODUCTS TRADING TO INCREASE FISHERMEN’S INCOME IN SECANGGAN VILLAGE. PROSIDING SEMINAR NASIONAL DAN INTERNASIONAL, 3(1), 736–745.

Wahyuni, S., Sari, R. M., Zen, M., & Kelana, M. P. (2023). Implementasi Sistem Informasi E-Library Berbasis Web Pada Perpustakaan SMAN 1 Binjai. INTECOMS: Journal of Information Technology and Computer Science, 6(1), 275–282. https://doi.org/10.31539/intecoms.v6i1.5847

Downloads

Published

07-12-2023

Issue

Vol. 1 No. 2 (2023): December 2023

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

COPYRIGHT

 Copyright on any article in the International Journal of Management, Economic and Accounting  is fully held by the author under a  Creative Commons Attribution-ShareAlike 4.0 International License.

  1. The author acknowledges that the International Journal of Management, Economic and Accounting has the right to publish for  the  first time with a Creative Commons Attribution-ShareAlike  4.0 International License -  CC BY-SA license.
  2. Authors can enter articles  separately, arrange non-exclusive distribution of manuscripts  that have been published in  this journal into other  versions (eg: sent to institutional respository  of  authors, publications into books, etc.),  by acknowledging that the  manuscript has been first published  in the  National Journal of Computer Technology (JNASTEK).

LICENSE
The International Journal of Management, Economic and Accounting is published under the terms of the Creative Commons Attribution-ShareAlike 4.0 International License. This license  permits any  person to copy and redistribute  this material  in any form or format, modify, alter  , and create derivatives of  this material    for  any purpose, including commercial interests,  as  long as they credit the  author for the original work.