Socialization of Understanding of Financial Literacy and Financial Technology on the Financial Performance of Kebun Kelapa Village
DOI:
https://doi.org/10.61306/ijmea.v1i2.48Keywords:
Financial Literacy, Financial Technology, Financial PerformanceAbstract
This service aims to provide socialization and understanding of Financial Literacy and Technology in Kebun Kelapa Village. This training is carried out using practical and participatory methods, allowing participants to learn and implement the use of Android / mobile in the online complaint process. It is hoped that the results of this service in the future will make it easier for people to use Fintech products in Kebun Kelapa Village. By implementing this mobile-based online method, it will be easier for the community to improve the financial performance of their village. The positive impact of this training can be observed from the increase in people who are able to use online applications via their respective mobile phones. . Apart from that, this training also opens up new opportunities for village communities to utilize the potential of village communities with existing technological developments and effectively support sustainable village economic development. Through Financial Literacy and Financial Technology we can help village officials in matters.
References
Alamsyah, M. F. (2020). Pengaruh Literasi Keuangan dan Kualitas Manajemen Keuangan Terhadap Kinerja Keuangan Pada UKM Meubel di Kota Gorontalo. Forum Ekonomi, 22(2), 245–255.
Ansori, M. (2019). Perkembangan dan Dampak Financial Technology (Fintech) Terhadap Industri Keuangan Syariah di Jawa Tengah. Wahana Islamika: Jurnal Studi Keislaman, 5(1), 31–45. https://doi.org/10.5281/WAHANAISLAMIKA.V5I1.41
Chaidir, T., Suprapti, I. A. P., Arini, G. A., & Ismiwati, B. (2020). Determinan Literasi Keuangan pada Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Mataram. Elastisitas - Jurnal Ekonomi Pembangunan, 2(1), 1–19. https://doi.org/10.29303/e- jep.v2i1.15
Citra, Geby ( 2023 ) Potensi Fintech Dalam Meningkatkan Literasi Keuangan Masyarakat : Stindo Press Medan, Indonesia . https://www.stindopress.com/potensi-fintech-dalam-meningkatkan-literasi-keuangan-masyarakat/
Hair, J. F., Ringle, C. M., & Sarstedt, M. (2011). PLS-SEM: Indeed a Silver Bullet. Journal of Marketing Theory and Practice, 19(2), 139–152. https://doi.org/10.2753/MTP1069- 6679190202
Harahap, B. A., Idham, P. B., Kusuma, A. C. M., & Rakhman, R. N. (2017). Perkembangan financial technology terkait central bank digital currency (cbdc) terhadap transmisi kebijakan moneter dan makroekonomi. In publication-bi.org (WP/2/2017).
Hernawaty, dkk ( 2023 ) : PENGARUH LITERASI KEUANGAN SYARIAH TERHADAP PERKEMBANGAN USAHA PELAKU UMKM DI DESA PEMATANG SERAI. DOI: http://dx.doi.org/10.31604/jips.v10i2.2023.1010-1020. Jurnal Ilmu Pengetahuan Sosial Nusantara Vol 10 No 2 halaman : 1010-1015
Hutabarat, F. (2018). Pengaruh Literasi Keuangan dan Financial Technology terhadap Inklusi Keuangan pada Masyarakat Jabodetabek.
Kusuma, M., Narulitasari, D., & Nurohman, Y. A. (2022). Inklusi Keuangan Dan Literasi Keuangan Terhadap Kinerja Dan Keberlanjutan Umkm Disolo Raya. Among Makarti, 14(2), 62–76. https://doi.org/10.52353/ama.v14i2.210
Lestari, D. A., Purnamasari, E. D., & Setiawan, B. (2020). Pengaruh Payment Gateway terhadap Kinerja Keuangan UMKM. Jurnal Bisnis, Manajemen, Dan Ekonomi, 1(1), 1–10. https://doi.org/10.47747/jbme.v1i1.20
Lusardi, A. (2019). Financial literacy and the need for financial education: evidence and implications. Swiss Journal of Economics and Statistics, 155(1), 1. https://doi.org/10.1186/s41937-019-0027-5
Mahwan, I. B. P. F., & Herawati, N. T. (2021). Pengaruh Literasi Keuangan, Persepsi Risiko, dan Locus of Control Terhadap Keputusan Investasi Pengusaha Muda di Singaraja. JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi), 12(3), 768–780.
Margaretha, F., & Pambudhi, R. A. (2015). Tingkat Literasi Keuangan Pada Mahasiswa S-1 Fakultas Ekonomi. Jurnal Manajemen Dan Kewirausahaan (Journal of Management and Entrepreneurship), 17(1), 76–85. https://doi.org/10.9744/jmk.17.1.76-85
Marginingsih, R. (2021). Financial Technology (Fintech) Dalam Inklusi Keuangan Nasional di Masa Pandemi Covid-19. Moneter - Jurnal Akuntansi Dan Keuangan, 8(1), 56–64. https://doi.org/10.31294/moneter.v8i1.9903
Mendari, A. S., & Kewal, S. S. (2013). Tingkat Literasi Keuangan di Kalangan Mahasiswa STIE Musi. Jurnal Economia, 9(2), 130–140.
Morgan, P. J., & Long, T. Q. (2020). Financial literacy, financial inclusion, and savings behavior in Laos. Journal of Asian Economics, 68, 101197.
https://doi.org/10.1016/j.asieco.2020.101197
Muchlis, R. (2018). Analisis SWOT Financial Technology (Fintech) Pembiayaan Perbankan Syariah Di Indonesia (Studi Kasus 4 Bank Syariah Di Kota Medan). AT-TAWASSUTH: Jurnal Ekonomi Islam, 1(1), 335. https://doi.org/10.30821/ajei.v1i1.2735
Nasution, A. W., & Fatira, M. (2019). Analisis Faktor Kesadaran Literasi Keuangan Syariah Mahasiswa Keuangan dan Perbankan Syariah. In Jurnal. academia.edu.
Ningtyas, M. N. (2019). Literasi Keuangan pada Generasi Milenial. Jurnal Ilmiah Bisnis Dan Ekonomi Asia, 13(1), 20–27. https://doi.org/10.32812/jibeka.v13i1.111
Paula Putra, B. (2020). Peningkatkan Jumlah Wirausahawan di Indonesia Melalui Kolaborasi Akademisi – Pelaku Usaha – Mahasiswa. Economicus, 12(1), 63–71. https://doi.org/10.47860/economicus.v12i1.147
Purwidianti, W., & Tubastuvi, N. (2019). The Effect of Financial Literacy and Financial Experience on SME Financial Behavior in Indonesia. JDM (Jurnal Dinamika Manajemen), 10(1), 40–45.
Riwanda, F., & Mawarpury, M. (2021). Persepsi Pengusaha Muda Terhadap Kesuksesan Menjalankan Bisnis Start-Up. Psychopreneur Journal, 5(2), 46–56. https://doi.org/10.37715/psy.v5i2.1915
Rizki Miftahur Rohmah, T. G. (2021). Pengaruh Literasi Keuangan dan Fintech Terhadap Inklusi Keuangan Pada Masyarakat D.I.Yogyakarta. Prosiding Seminar Nasional Multidisiplin Ilmu, 3(1), 219–226.
Septiani, R. N., & Wuryani, E. (2020). Pengaruh Literasi Keuangan Dan Inklusi Keuangan Terhadap Kinerja Umkm Di Sidoarjo. E-Jurnal Manajemen Universitas Udayana, 9(8), 3214. https://doi.org/10.24843/ejmunud.2020.v09.i08.p16
Setiawan, B., & Saputra, T. S. (2021). Literasi Keuangan Pelaku Usaha Mikro, Kecil dan Menengah (Umkm) Kota Palembang. Jurnal Abdimas Mandiri, 4(2). https://doi.org/10.36982/JAM.V4I2.1258
Sugiharti, H., & Maula, K. A. (2019). Pengaruh Literasi Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa. Accounthink : Journal of Accounting and Finance, 4(2), 804–818. https://doi.org/10.35706/acc.v4i2.2208
Trianto, A. (2021). Pengaruh Faktor Demografi, Locus 0f Control, Literasi Keuangan, dan Inklusi Keuangan Terhadap Kinerja Keuangan UMKM (Studi pada Pelaku UMKM di Wilayah Kota Banjar Patroman). 10(2), 170–180. http://journal.stieputrabangsa.ac.id/index.php/jiak
Wahyudi, W., Tukan, B. A. P., & Pinem, D. (2020). ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR. AFEBI Management and
Business Review, 5(1), 37. https://doi.org/10.47312/ambr.v5i1.293
Winarto, W. W. A. (2020a). Effect Of Sharia Financial Technology in Small and Medium Enterprises (SME). Annals of the University of Craiova for Journalism, Communication and Management, 6, 191–208.
Winarto, W. W. A. (2020b). Peran Fintech dalam Usaha Mikro Kecil dan Menengah (UMKM). Jesya (Jurnal Ekonomi & Ekonomi Syariah), 3(1), 61–73. https://doi.org/10.36778/jesya.v3i1.132
Winbaktianur, & Siregar, L. M. (2021). Kinerja Keuangan Usaha Mikro dan Kecil. Jurnal Akuntansi Bisnis Pelita Bangsa, 5(02), 121–129. https://doi.org/10.37366/akubis.v5i02.151
Yahaya, M. H., & Ahmad, K. (2019). Factors Affecting the Acceptance of Financial Technology among Asnaf for the Distribution of Zakat in Selangor - A Study Using UTAUT. Journal of Islamic Finance, 8, 35–46.
Downloads
Published
Issue
Section
License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
COPYRIGHT
Copyright on any article in the International Journal of Management, Economic and Accounting is fully held by the author under a Creative Commons Attribution-ShareAlike 4.0 International License.
- The author acknowledges that the International Journal of Management, Economic and Accounting has the right to publish for the first time with a Creative Commons Attribution-ShareAlike 4.0 International License - CC BY-SA license.
- Authors can enter articles separately, arrange non-exclusive distribution of manuscripts that have been published in this journal into other versions (eg: sent to institutional respository of authors, publications into books, etc.), by acknowledging that the manuscript has been first published in the National Journal of Computer Technology (JNASTEK).
LICENSE
The International Journal of Management, Economic and Accounting is published under the terms of the Creative Commons Attribution-ShareAlike 4.0 International License. This license permits any person to copy and redistribute this material in any form or format, modify, alter , and create derivatives of this material for any purpose, including commercial interests, as long as they credit the author for the original work.